On this page
El Salvador businesses can ask BAC Credomatic, the institution currently listed for the country on Powertranz's merchant map, about online card acquiring. Genius Checkout's Powertranz connector works when the merchant facility is provisioned on Powertranz/FAC and supplies compatible credentials. Confirm the processor because BAC has additional digital-sales products.
Genius Checkout keeps each approved gateway as a distinct route. The merchant activates only the services and environments provisioned for its own account.
Professional services, online retail, education, agencies, memberships, and diaspora-facing businesses can then collect through the sales tools they already use.
Reviewed on September 25, 2026.
Make gateway identity the first onboarding question
Ask BAC to name the processor and mode before development begins. Obtain separate test and live credentials, enabled currencies, settlement details, 3-D Secure, refunds, capture, void, tokenization, and recurring rights.
An HPP profile needs PageSet and PageName. A Direct profile that allows a one-time purchase may still lack tokenization. Native BAC credentials should not be entered into Powertranz fields unless the bank states that they are compatible.
Use USD without reusing order IDs
El Salvador's USD environment simplifies the currency label but not gateway identity. Every payment attempt still needs a unique gateway order ID. A failed invoice payment, a retry, and the next subscription renewal are separate transactions.
Keep the customer, invoice, or subscription reference attached as metadata so staff can see the relationship without changing past payment records.
Connect the business platform
- HighLevel for agencies, consultants, appointments, funnels, and recurring offers.
- WooCommerce for WordPress stores and service products.
- Ecwid for a catalogue inside an existing site.
- Payment links and QR codes for invoices and remote sales.
- A supported API for a local SaaS or enterprise platform.
Genius Checkout centralizes the compatible gateway configuration and payment timeline. The original system remains responsible for its order, subscription, or customer workflow.
Test renewals if the business promises them
A recurring plan needs a customer-approved provider token, merchant-initiated transaction permission, and a plan that allows subscriptions. Test the initial payment, first renewal, decline, retry, and new-card recovery. Do not wait for the first real billing date to discover that only one-time payments were enabled.
For one-time sales, test approval, decline, 3-D Secure, cancellation, Back, duplicate callback, retry, and refund.
Preguntas para BAC
- ¿La cuenta entrega credenciales de Powertranz/FAC?
- ¿La modalidad es Direct o HPP?
- ¿Se permite guardar un token y hacer cobros recurrentes iniciados por el comercio?
- ¿Qué operaciones de reembolso y anulación están disponibles?
- ¿Cómo se concilian la referencia del pedido, la transacción y la liquidación?
Frequently asked questions
Is BAC Compra Click the same as a Powertranz gateway account?
Not necessarily. BAC offers multiple products. Ask which product and credentials are being issued.
Can a Salvadoran agency charge clients through HighLevel?
Yes, after a compatible gateway profile is connected through Genius Checkout and the merchant approval covers the service.
Can an existing failed transaction be retried?
The customer can retry the order, but the system should create a new financial transaction and preserve the failed one.
Sources and next step
- Powertranz merchant locations
- BAC El Salvador digital sales
- Powertranz recurring payments
- Genius Checkout HighLevel integration
- Powertranz configuration guide
Create a Genius Checkout account or book a setup review after BAC confirms the Powertranz-compatible profile.