PowerTranz
Caribbean & Latin American card acquiring (formerly First Atlantic Commerce). 145-currency processing, AVS, 3-D Secure 2.
Caribbean · South America
One integration.
Every payment gateway.
Built for the Caribbean and LATAM.
Connect your local bank. Plug into any storefront, CRM, or invoicing platform. Accept payments in 145 currencies through one API and one customer portal.
No raw card data stored
3-D Secure 2
145 currencies
99.9% API uptime
Local-bank settlement
Funds settle directly to your bank — in your local currency.
Our partner gateways settle to the leading banks across the Caribbean and Latin America. You keep your existing acquiring relationship.
Gateways
Connect once. Choose your gateway anytime.
Route different currencies, brands, or merchants through different acquirers. Switch providers without rewriting your checkout. Add new gateways as your business grows — without changing a line of integration code.
Mastercard Payment Gateway Services
Enterprise-grade acquiring for banks and large merchants worldwide.
Global
PayPal
Card and wallet checkout with global buyer recognition.
Global
Wompi
Colombia payment processing in COP. Cards, PSE bank transfer, Nequi, Bancolombia, Daviplata and cash networks (Baloto, Efecty) — all from one merchant account.
Colombia
Lynk Coming soon
Jamaica's fastest-growing digital wallet. Bring Lynk to your checkout.
Jamaica
Integrations
Plugs into every platform you already use
From WooCommerce and GoHighLevel to Shopify, Wix, QuickBooks, FreshBooks, GiveWP and beyond — with new platforms shipping monthly.
Live now
Production-ready — install today.
8 integrationsNative payment provider for funnels, order forms, calendars, invoices, memberships, and Communities subscriptions.
Accept card payments on Ecwid storefronts with one-click install.
Drop-in WordPress plugin for WooCommerce stores. Hosted checkout, refunds, saved cards.
Donation gateway for non-profits. One-time + recurring giving with branded donor receipts.
Storefront payment provider for BigCommerce merchants.
Magento 2 / Adobe Commerce payment module.
PrestaShop payment module for global storefronts.
OpenCart payment extension.
In Progress
Our team is actively developing these integrations now.
10 integrationsAuto-create payment links on QBO invoices. Push payments back as recorded payments.
Growth+
5,000+ no-code automations — Slack, Sheets, HubSpot, Mailchimp, Zendesk, anything Zapier connects to.
Growth+
Visual workflow automation with 1,000+ apps. Build complex multi-step flows triggered by Genius Checkout events.
Shopify Payments App for Caribbean merchants.
LATAM e-commerce — Argentina, Brazil, Mexico, Colombia.
Wix Payment Provider for Wix Stores, Bookings, and Events.
Custom workflow action + deal-stage webhook to auto-mint payment links from deals.
Webhook + 15-minute poll to keep invoices and payments in sync.
Auto-create payment links on Zoho Books invoices.
Polled invoice sync for Wave-managed businesses.
On the roadmap
In development — targeting the next 90 days.
4 integrationsOdoo payment acquirer for invoicing and e-commerce.
Salesforce Commerce Cloud + Sales Cloud payment connectors.
VTEX payment connector for enterprise LATAM commerce.
Growth+
Trigger payment links from monday.com automations.
Platform
Everything you need to accept payments
From hosted checkout to recurring billing, refunds to a customer portal — everything is included on every plan.
Hosted checkout
Card data tokenizes in the buyer's browser; raw PAN and CVV never reach your servers. Branded with your colors and logo.
QR-code payments
Print or display a QR. Buyers scan with their phone, pay on the spot — great for events, in-person, and counters.
One-time and recurring
Charge once, subscribe monthly, schedule installments. Built-in dunning and card-on-file updates.
Refunds and tokenization
Full or partial refunds from the dashboard. Save cards for one-click repeat purchases.
3-D Secure 2
Frictionless or step-up authentication on every issuer that supports it. Liability shift, fewer chargebacks.
145-currency processing
Settle in your local currency. Bill customers in theirs. Multi-currency price lists supported.
Customer portal
Buyers manage subscriptions, update cards, download receipts — without emailing support.
Webhooks
Real-time webhooks with idempotency, signing, and exponential-backoff retries. Zapier and Make connectors are in active development.
Multi-merchant team
Manage many businesses from one account. Invite teammates with role-based permissions.
For developers
A REST API your engineers will actually like.
Predictable JSON responses. Idempotency keys on every write. Webhooks with delivery retries and signed payloads. Sandbox API keys that look exactly like live keys, just prefixed.
Build payment links in two lines or wire deep integrations through the OpenAPI spec. We ship updates without breaking your contract.
# Create a payment link in one call
curl https://app.geniuscheckout.com/api/v1/payment-links \
-H "Authorization: Bearer gc_live_xxxxxxxxxxxx" \
-H "Content-Type: application/json" \
-d '{
"amount": 4999,
"currency": "USD",
"description": "Pro plan — annual"
}'// Composer: require geniuscheckout/php
use Geniuscheckout\Client;
$gc = new Client('gc_live_xxxx');
$link = $gc->paymentLinks->create([
'amount' => 4999,
'currency' => 'USD',
'description' => 'Pro plan',
]);
echo $link->url;// npm install @geniuscheckout/node
import Geniuscheckout from '@geniuscheckout/node'
const gc = new Geniuscheckout('gc_live_xxxx')
const link = await gc.paymentLinks.create({
amount: 4999,
currency: 'USD',
description: 'Pro plan',
})
console.log(link.url)# pip install geniuscheckout
import geniuscheckout
gc = geniuscheckout.Client('gc_live_xxxx')
link = gc.payment_links.create(
amount=4999,
currency='USD',
description='Pro plan',
)
print(link.url)
See it in action
A polished checkout, with the dashboard to match.
Buyers get a clean, branded, mobile-first checkout. You get a working dashboard from day one.
Use cases
Built for every kind of business
Whatever you sell, we have a pre-built plug-in or API path that gets you live in hours, not weeks.
E-commerce
Live today on WooCommerce and Ecwid. Shopify, Wix and Tiendanube are in active development. BigCommerce, Magento, PrestaShop and OpenCart are on the roadmap. One-click install, hosted checkout, refunds and saved cards.
SaaS & subscriptions
Recurring billing with dunning, card-on-file updates, proration, and a customer portal your buyers can use without emailing support.
Non-profits
GiveWP gateway with one-time and recurring giving, branded donor receipts, and donation forms that match your site.
Agencies & coaches
Native GoHighLevel / Lead Connector provider for funnels, order forms, calendars, invoices, memberships and Communities.
How it works
Live in three steps
No long contracts. No dev sprints. Most merchants take their first payment on the same day they sign up.
1
Sign up free
Create your account in under a minute. No credit card required for the free tier.
2
Connect a gateway
Paste credentials for PowerTranz, MPGS, Wompi or PayPal. Pick which one routes which currency.
3
Plug into your platform
Install the WooCommerce, GiveWP, Ecwid or GoHighLevel app, or share a payment link. Done.
Pricing
Simple pricing. No per-transaction fees.
Unlimited transactions on every plan. No per-transaction fees. Gateway fees are billed by your gateway, never marked up. Cancel anytime.
Starter
For solo sellers and small storefronts.
$10/mo
billed yearly — $120/year billed monthly
- One merchant account
- Unlimited transactions — no per-transaction fees
- All payment gateways (PowerTranz, MPGS, PayPal)
- Hosted checkout, refunds, multi-currency
- Payment links and QR-code payments
- Every live integration (more shipping monthly)
- Webhooks — real-time payment events
- Customer portal (basic)
- Email support
- Saved cards / card tokenization
- Recurring billing / subscriptions
- Zapier and Make automations (coming soon)
Growth
For businesses charging on a schedule.
$20/mo
billed yearly — $240/year billed monthly
- Everything in Starter
- Saved cards — one-click repeat checkout
- Recurring billing — subscriptions with dunning
- Customer self-serve portal (full)
- Zapier and Make — 6,000+ apps (coming soon)
- Branded receipts (your logo + colors)
- Advanced reports and CSV exports
- Priority email support
Agency
For agencies running payments for their clients.
$60/mo
billed yearly — $720/year billed monthly
- Everything in Growth
- Up to 10 merchant accounts in one login
- Per-merchant branding, gateways, and team
- Team-member invitations with role-based access
- White-label customer portal (your brand) (coming soon)
- Client transaction reports for hand-off
- Priority phone & email support
All plans include hosted checkout, refunds, multi-currency, QR-code payments, and webhooks. See full plan comparison →
FAQ
Common questions
Can’t find what you’re looking for? Book a 20-minute call or email [email protected].
How long does setup take?
For most merchants, under 15 minutes. Sign up, paste your gateway credentials, install the plugin or app for your platform, place a test order. That is it.
What does Genius Checkout charge?
See our pricing for the platform fee. Gateway fees (PowerTranz, MPGS, PayPal, etc.) are billed by the gateway directly — we are pass-through. There are no setup fees and no minimums.
Which payment gateways are supported?
PowerTranz (formerly First Atlantic Commerce), Mastercard Payment Gateway Services (MPGS), Wompi (Colombia — cards, PSE, Nequi, Bancolombia), and PayPal are live today. Lynk (Jamaica digital wallet) is in active development. You can connect more than one and route by currency or by merchant.
How do refunds work?
One-click refund from the dashboard, full or partial. The funds flow through your gateway back to the original card — we do not hold buyer money at any point.
Do you support recurring billing?
Yes. Subscriptions with dunning, card-on-file updates, plan changes, proration, and a customer portal so buyers can manage their own subscriptions.
What's my PCI scope when I use Genius Checkout?
It depends on which gateway you connect. Redirect / hosted-checkout gateways (Wompi Web Checkout, MPGS HPP, Lynk wallet push) send the buyer's card details directly to the gateway — you stay at SAQ A. Gateways that use a tokenization form embedded in our hosted checkout (PowerTranz, MPGS Direct) tokenize card fields client-side in the buyer's browser before they leave the page, but the form is hosted on our domain — the merchant PCI scope is SAQ A-EP. We never persist raw PAN or CVV on our servers in either mode. Genius Checkout itself has not been independently PCI-audited as a service provider; the per-gateway compliance flows down from the gateway you choose.
Who owns the transaction data?
You do. Export anytime as CSV or via the API. We never sell or share merchant or buyer data.
How does settlement work?
Your gateway settles funds directly into the merchant bank account you registered with them. We never touch the money. For Caribbean acquiring via PowerTranz, that means local-currency settlement to your local bank.
Can I cancel anytime?
Yes. Cancel from your account settings. No long-term contract, no early-termination fee.
How do I get support?
Email [email protected]. Or book a 20-minute demo to talk to a human about your setup.
Talk to us
Book a 20-minute walkthrough
Real demo, not a slide deck. Pick a time below.
What to expect
A live tour, not a pitch.
- Walk through your actual platform — WooCommerce, GHL, Ecwid, BigCommerce, whatever you use.
- We recommend the right gateway combo for your countries and customers.
- Get a candid answer on pricing, fees, fraud, and what it takes to switch.
Prefer to dive in? Start free in under 5 minutes — no credit card.